(855) 339-8879

California Car Accident Laws

California Car Accident Laws

Insurance Guidelines:

In California, liability insurance is required for all individuals who drive an automobile. Insurance can be demonstrated in one of four ways, including: 1. Coverage by a motor vehicle or car liability insurance policy; 2. A cash deposit of $35,000 with the DMV; 3. A certificate of self-insurance issued by DMV to owners of fleets of more than 25 vehicles; or 4. A surety bond for $35,000 obtained from an insurance company licensed to do business in California. In California, by far the most common form of liability insurance is acquired through a liability insurance policy. Furthermore, every insurance policy must satisfy the minimum statutory limits of liability insurance. Failure to follow these guidelines can result in harsh penalties. These guidelines are:

  • Bodily Injury: Bodily injury coverage entails two minimum requirements, the per-person limit and the limit per accident. In California, the minimum per-person limit for bodily injury is $15,000 and the minimum bodily injury limit per accident is $30,000. Therefore, if an individual only maintains the minimum coverage liability, the amount the insurance will pay will not exceed $30,000 no matter how many passengers were involved.
  • Property Damage: The minimum amount of coverage required for damage to other people’s property (their car, their fence, etc.) is $5,000. Comprehensive coverage or losses resulting from incidents other than collision other than collision is not mandatory by law.

Table of Contents:

Our Recent Verdicts and Settlements


Auto Accident


Shoulder Injury

$1.5 Million

Auto Accident

$5.5 Million

Motorcycle Accident


Back Injury

$1 Million

Forklift Accident


Truck Accident

$3 Million

Truck Accident

Optional Coverages Not Required By Law:

Other forms of coverage, which are not required by law, but which are often offered by insurance companies include:
  • Uninsured Motorists: If you are involved in an accident with an individual who does not have liability insurance, uninsured motorist coverage will cover the other party’s legal liability for Property Damage
  • Uninsured/Underinsured Motorist Bodily Injury: Offers payments when liable party fails to have insurance, or has insufficient liability to cover bodily injuries arising other party’s negligence.
  • Comprehensive: Covers losses resulting from accidents other than collisions.
  • Medical Payments: Pays for medical payments resulting from an accident, and does not take into account liability. All Occupants of a vehicle are covered, and such coverage is not required.


Califoria Car Accident Laws - Legal GuideStatute of Limitations refers to the law the limits the amount of time within which a victim involved in a car accident may bring about legal proceedings. In the state of California, an individual has TWO YEARS in which to file a lawsuit for their damages resulting in a car accident. Although failure to file a claim within the statutory period could result in barring your claim, there are certain exceptions. Although the statutory period begins to run on the date of the accident, exceptions will be made in situations where the injured party was mentally incompetent or incapable of filing a claim. Furthermore, the statutory period is extended for minors under the age of 18. The minor has until their eighteenth birthday, plus the statutory period of 2 years to file the suit. Lastly, the statutory period may be extended where an injury is unknown, but is later discovered. Additionally, Car Accident claims against public agency, the claim must be made within 180 days from the date of the car accident. Also, the car accident claim must first be filed and denied before a lawsuit can be commenced. It is imperative that you call a Car Accident Attorney at Downtown LA Law Today so that your time doe not run out. WHO’S AT FAULT In California, only the negligent party is responsible for the injuries incurred during a car accident. A person acts negligently when that individual fails to act in a manner expected of a reasonably prudent person acting under similar circumstances. In relation to car accidents, negligence requires the demonstration of:
  • A party was careless, and that carelessness was the direct and proximate cause of the car crash
  • The car crash caused some sort of physical or property damage
  • The careless party is responsible for the damages
At Downtown LA Law, our Car Accident Attorneys use every means possible to establish fault including police reports, eyewitness testimony, expert witnesses, photos, role playing and computer technology. California Follows Pure Comparative Negligence In many car accidents, fault is not black and white. In other words, there are several situations where more than one party is at fault. The question then arises as to what should be done. In the past, even if a party is 1% at fault, they would be barred from any recovery, even though they barely contributed to the accident. California now adopts a pure comparative negligence model. Under this theory, the injured party in a car accident will still recover damages in an accident, even if that party carries partial blame. Once the portion of fault is determined, that party is entitled to recover in proportion to the other party’s fault. At Downtown LA Law, our car accident law firm does not recover unless there is a recovery for our clients. We work on a contingency basis, and make sure to maximize your recover.

Over $500 Million Recovered
for Our Clients

Learn More

YOU Deserve the Best
Free Case Review 24/7
You Don’t Pay unless we win
Call 855.385.2529

  • This field is for validation purposes and should be left unchanged.

By submitting this form, you agree to receive telephone calls and text messages at anytime, which include hours outside of business hours (8:00 am PST – 9:00 pm PST). This is so that we may reach you as soon as possible in order to consult on your potential case.

ultimate guide uber lyft accidents

Featured Lawyers


Farid Yaghoubtil, Esq.


Salar Hendizadeh, Esq.

Nina Sargsyan, Esq.


Daniel Azizi, Esq.



YOU Deserve the Best
Free Case Review 24/7
Call 855.339.8879

  • This field is for validation purposes and should be left unchanged.

By submitting this form, you agree to receive telephone calls and text messages at anytime, which include hours outside of business hours (8:00 am PST – 9:00 pm PST). This is so that we may reach you as soon as possible in order to consult on your potential case.


4113 Clinton Ave,
Los Angeles, CA 90004
(855) 339-8879

2005, Eye Street, Suite 4
Bakersfield, CA 93301
(661) 219-7455

3430 Tully Road
Modesto, California 95350
(209) 353-4493

2372 Morse Ave.
Irvine, California 92614
(949) 627-8725

01 West Broadway
San Diego, California 92101
(619) 413-0161

105 N Oxnard Blvd,
Oxnard, CA 93030
(805) 263-4423

1 Sansome St. Suite 3500-11
San Francisco, California 94104

701 E Santa Clara St
Ventura, California 95816

7121 Magnolia Ave
Riverside, California 92504

13782 Bear Valley Rd.
Victorville, California 92392
(760) 563-4384

5588 N Palm Ave
Fresno, California 93704
(559) 556-0227

388 Market St #1300
San Francisco, California 94111
(415) 362-6079

1601 Alhambra Blvd
Sacramento, California 95816
(916) 931-1965

1 Sansome St. Suite 3500-11
San Francisco, California 94104
(650) 651-5006

11900 Biscayne Blvd North
Miami, Florida 33154

4600 Alabama St #C
El Paso, Texas 79930
(915) 201-3865

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
Follow Us