Leyes de California sobre accidentes de tráfico

Directrices sobre seguros:

En California, el seguro de responsabilidad civil es obligatorio para todas las personas que conducen un automóvil. El seguro se puede demostrar en una de cuatro maneras, incluyendo: 1. 1. Cobertura mediante una póliza de seguro de responsabilidad civil para vehículos de motor o automóviles; 2. Un depósito en efectivo de $35.000 en el DMV; 3. Un certificado de autoseguro expedido por el DMV a los propietarios de flotas de más de 25 vehículos; o 4. Una fianza de $35.000 obtenida de una compañía de seguros con licencia para conducir automóviles. Una fianza de $35.000 obtenida de una compañía de seguros con licencia para operar en California. En California, la forma más común de seguro de responsabilidad civil se adquiere, con diferencia, a través de una póliza de seguro de responsabilidad civil. Además, cada póliza de seguro debe satisfacer los límites mínimos legales del seguro de responsabilidad civil. El incumplimiento de estas directrices puede dar lugar a duras sanciones. Estas directrices son:

• Lesiones corporales: La cobertura de daños corporales conlleva dos requisitos mínimos, el límite por persona y el límite por accidente. En California, el límite mínimo por persona para lesiones corporales es de $15.000 y el límite mínimo de lesiones corporales por accidente es de $30.000. Por lo tanto, si una persona sólo mantiene la cobertura mínima de responsabilidad civil, la cantidad que pagará el seguro no superará los $30.000, independientemente del número de pasajeros implicados.
• Daños materiales: The minimum amount of coverage required for damage to other people’s property (their car, their fence, etc.) is $5,000. Comprehensive coverage or losses resulting from incidents other than collision other than collision is not mandatory by law.

Table of Contents:

• Preguntas frecuentes sobre accidentes de tráfico
• What Should You Do After a Car Accident?
• Car Accidents STATISTICS – Statistics & Facts
• Lesiones comunes

Optional Coverages Not Required By Law:

Other forms of coverage, which are not required by law, but which are often offered by insurance companies include:

• Uninsured Motorists: If you are involved in an accident with an individual who does not have liability insurance, uninsured motorist coverage will cover the other party’s legal liability for Property Damage
• Uninsured/Underinsured Motorist Bodily Injury: Offers payments when liable party fails to have insurance, or has insufficient liability to cover bodily injuries arising other party’s negligence.
• Comprehensive: Covers losses resulting from accidents other than collisions.
• Medical Payments: Pays for medical payments resulting from an accident, and does not take into account liability. All Occupants of a vehicle are covered, and such coverage is not required.

PRESCRIPCIÓN

Statute of Limitations refers to the law the limits the amount of time within which a victim involved in a car accident may bring about legal proceedings. In the state of California, an individual has TWO YEARS in which to file a lawsuit for their damages resulting in a car accident. Although failure to file a claim within the statutory period could result in barring your claim, there are certain exceptions. Although the statutory period begins to run on the date of the accident, exceptions will be made in situations where the injured party was mentally incompetent or incapable of filing a claim. Furthermore, the statutory period is extended for minors under the age of 18. The minor has until their eighteenth birthday, plus the statutory period of 2 years to file the suit. Lastly, the statutory period may be extended where an injury is unknown, but is later discovered. Additionally, Car Accident claims against public agency, the claim must be made within 180 days from the date of the car accident. Also, the car accident claim must first be filed and denied before a lawsuit can be commenced. It is imperative that you call a Car Accident Attorney at Downtown LA Law Today so that your time doe not run out. WHO’S AT FAULT In California, only the negligent party is responsible for the injuries incurred during a car accident. A person acts negligently when that individual fails to act in a manner expected of a reasonably prudent person acting under similar circumstances. In relation to car accidents, negligence requires the demonstration of:

• A party was careless, and that carelessness was the direct and proximate cause of the car crash
• The car crash caused some sort of physical or property damage
• The careless party is responsible for the damages

At Downtown LA Law, our Car Accident Attorneys use every means possible to establish fault including police reports, eyewitness testimony, expert witnesses, photos, role playing and computer technology. California Follows Pure Comparative Negligence In many car accidents, fault is not black and white. In other words, there are several situations where more than one party is at fault. The question then arises as to what should be done. In the past, even if a party is 1% at fault, they would be barred from any recovery, even though they barely contributed to the accident. California now adopts a pure comparative negligence model. Under this theory, the injured party in a car accident will still recover damages in an accident, even if that party carries partial blame. Once the portion of fault is determined, that party is entitled to recover in proportion to the other party’s fault. En Derecho del centro de Los Ángeles, our car accident law firm does not recover unless there is a recovery for our clients. We work on a contingency basis, and make sure to maximize your recover.