El Cajon Car Accident Attorneys

The city of El Cajon has its share of fender benders and catastrophic car accidents, and there are many reasons as to why these incidents happen. Common causes of accidents involving motor vehicles include:

• Distractions while driving – there are plenty of things that can distract us while we’re on the road. It may seem harmless, but a few seconds to look down at your phone can result in an accident with life-altering consequences.
• Driving under the influence – each person has a social and legal duty to arrange for a ride and refrain from operating a vehicle when they are under the influence of drugs and/or alcohol. Sadly, these substances are responsible for approximately 30% of traffic accidents in California on a yearly basis.
• Driving too fast – speeding is one of the easiest ways to reduce your reaction time and lose control of your car. These factors greatly increase the possibility of an accident.
• Traffic violations –from blowing through a red light to making illegal U-turns, violating traffic rules puts many people’s lives in danger.
• Defective vehicle parts – a malfunction with any part of a vehicle is bound to result in an accident sooner or later. Considering the number of lives that can be affected, manufacturers have the highest duty of care to release a safe product, whether it’s a tire, piece of hardware, or computer software.

If you were injured in a car collision, rollover, or any other accident involving a motor vehicle, you may have grounds to file a claim for monetary damages. To qualify for an insurance claim or lawsuit, there are certain criteria you have to meet, which include:

• Someone other than yourself, whether it’s an individual or entity, is at least partially responsible for the accident.
• You suffered one or more physical injuries as a direct result of the accident.
• The injuries you sustained resulted in financial losses, which you are seeking to recover from the defendant.

When you are involved in an auto accident, filing an insurance claim is the first step to obtaining compensation. If you are a victim of someone else’s negligence, contacting your own insurance provider is the most sensible thing to do, since you are not legally obligated to speak with anyone from the at-fault driver’s insurance company. However, a representative from the other side will eventually get in touch with you, since your insurance company must contact them to initiate the claims process.

It’s very easy to say something that can potentially harm your chances for compensation. That’s why it’s helpful to retain the services of a car accident attorney, who can do the talking for you. This is beneficial to your recovery as well, since you can focus on your treatments and healing from your injuries, instead of stressing about paperwork, settlement offers, and other aspects of an auto accident injury case.

Some people do reach out to the other party’s insurance company on their own if it’s clear that they are not at fault for the accident. However, insurance companies are motivated by profits, not a desire to do the right thing. Even with solid, irrefutable evidence, they will do their best to use your words against you and minimize their own liability for the accident.

It’s frustrating to get an offer that’s clearly below what you need to cover your monetary losses after an accident. But this is very common, so don’t feel discouraged by the initial offer that’s made to you by the insurance company.

Always keep in mind that accepting or declining a settlement offer is completely up to you. Furthermore, you have every right to say “I need to speak with my lawyer first” before giving the insurance adjuster any kind of answer. They will try to convince you otherwise, since their goal is to close your case and move on to the next one, while making sure to do it as cheaply as possible. These and other tactics are frequently used by insurance companies because they work more often than not when someone is struggling with painful injuries and desperate for any amount of money.

Though it’s difficult, we urge you to let the calls from the insurance company go to voicemail. Then, contact our law firm as soon as possible to discuss your options with an El Cajon car accident attorney.

Being in a car accident is a traumatic event, and it can take months, if not years to recover from the harm you suffered. Our legal team is here to make that process easier by handling every aspect of your and fighting for the highest possible settlement on your behalf.

As someone who is struggling with medical bills and other expenses, we know that you have concerns about the cost of hiring a California car accident lawyer. That’s one thing you don’t have to worry about, as we accept cases on a contingency basis. That way, you can hire us for $0 upfront, and we receive absolutely nothing in legal fees until we secure your settlement. You can take advantage of the Zero Fee Guarantee at DTLA Law Group by contacting us today and scheduling a free case review.

We hope you’ll give us the opportunity to join you on the journey to recovery. Our attorneys look forward to advising you and helping you develop the best plan of action.

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