About Amazon’s Insurance Coverage for Flex AccidentsLike all other delivery services, Amazon Flex has to provide their drivers with insurance coverage while they are delivering packages for the company. Some might argue that the company does not offer insurance, since drivers are usually independent contractors. However, even if drivers are independent contractors, they are working within the scope of the company when they are delivering packages. In fact, Amazon Flex provides its drivers with a $1,000,000 insurance policy in the case of delivery accidents. Consider the following additional information regarding the coverage provided by Amazon Flex:
- Amazon Flex provides coverage for up to $1,000,000 in liability insurance.
- Amazon Flex provides coverage for up to $50,000 for comprehensive/collision coverage (requires a $1,000 deductable).
- Amazon Flex provides coverage for up to $1,000,000 in uninsured/underinsured motorist coverage.
How to File a Claim after an Amazon Flex CrashDo you have the right to file a claim after experiencing an Amazon Flex accident? Without a doubt, you have the right to pursue a claim; however, there is a very specific way in which victims and their families should take action to ensure that they could pursue their claims.
- Report the accident to the authorities. Always cooperate with the local authorities, providing them with the information that they need to file an accident report. You should provide the authorities with any insurance information that they request.
- If you damaged a customer’s property (or any other party’s property), you should provide them with the insurance information provided to you by Amazon Flex.
- Contact Amazon to inform them about the accident. You will need to contact Amazon Flex promptly. You should provide them with information on the details of the accident (location, time, place, etc.) as well as information on the damages caused by the accident. You should also provide them with information on the other parties affected by the accident. When informing them about the accident, you should never admit fault.
- Provide Amazon Flex with photos and videos (including dash-cam footage) pertaining to the accident.
- Contact a law firm and speak with a lawyer with experience handling truck accident claims against major companies. Your attorney will provide you with guidance throughout the entire claim process.
How to Collect Evidence after an Accident with an Amazon Delivery VehicleBefore being able to pursue a claim, it is essential that you collect evidence. In most cases, the evidence collected immediately after the delivery truck accident is, by far, the most important evidence. Although collecting evidence to better your chances of filing a successful claim might not be the first thing on your mind after being involved in an Amazon truck accident, it is essential that you take action. Any party involved in a delivery truck accident should do the following by default:
- Take photos of the damage resulting from the accident
- Take photos of the scene of the accident
- Take photos of any injuries caused by the accident
- Gather insurance information from all parties involved in the accident
- Gather witness information (if there were witnesses to the accident)
- File an accident report with the local police (at the scene of the accident)
- Report the accident to Amazon Flex
- Seek treatment for your injuries
- Keep all records associated with the accident (including police reports and medical records, for example)
Are You Eligible to Recover Compensation?You were involved in an accident with an Amazon delivery vehicle. Could you recover compensation? In most truck accident cases, you could recover compensation given that you were not at-fault for the accident. In some cases, you could even be compensated if you had some fault. Whether you are eligible to recover compensation depends on the specific details of your accident and how you/your family were affected. In general, victims and their families could recover compensation for some of the following:
- Medical expenses
- Lost income
- Pain and suffering (mental and emotional distress)
- Property damage
- Loss of consortium
- Funeral and burial costs
- Punitive damages