Typically, auto insurance is available through insurance companies which are completely separate from auto manufacturers. Tesla, however, is changing this. Tesla offers its own insurance to vehicle owners – Tesla Insurance.

The company describes Tesla Insurance as a “competitively prices insurance offering designed to provide Tesla vehicle owners with…lower rates.” The insurance includes comprehensive coverage as well as claims management for owners of Tesla vehicles in California (the company is aiming to expand the insurance to other states in the future).

Tesla Insurance offers uninsured motorists (UM) coverage as well as underinsured motorists (UIM), which also includes coverage for medical costs. It includes 250/500 coverage which, without a doubt, can be beneficial to Tesla owners.

The insurance offered by Tesla is available for the following Tesla vehicles: Roadster, Model Y, Model 3, Model X, and Model S. The insurance can be purchased online; in fact, customers can request a quote for Tesla Insurance even before delivery of their vehicle (as soon as they have a VIN assigned to their account).

Without a doubt, Tesla Insurance could be a good option for Tesla owners, as rates are significantly lower, and they offer significant coverage. However, Tesla Insurance is an insurance company, after all, and they could refuse to pay after an incident.

If you were injured in an accident that involved your Tesla vehicle, you might have grounds to pursue a claim. However, if you are covered by Tesla Insurance, you might encounter same difficulties. More specifically, Tesla Insurance might refuse to pay – you might have to resort to pursuing a claim against Tesla Insurance.

If you are interested in learning more about your right to file a claim, do not hesitate to seek legal assistance with the experts at our firm immediately. The lawyers at Downtown L.A. Law Group are ready to evaluate your claim and provide you with the guidance that you need to win. You can trust that our Tesla car insurance accident attorneys will fight for your rights and help you recover the compensation that you are owed.

Why Would You Sue Tesla Insurance?

Insurance companies lose money when they have to pay for accident claims. Therefore, they will sometimes go above and beyond to try to avoid paying claims – even those that are valid. Insurance companies might fail to communicate, fail to answer questions, fail to answer calls and emails, and do many other things to first try to discourage claimants and actually get them to withdraw their claims. Insurance companies could also unjustly deny claims, which could result in failing to pay for treatment or medical bills for instance. Wrongful denial of claims, including treatment denial and the failure to pay medical bills, can actually be considered bad faith.

Insurance companies have a duty to their claimants – they must provide them with payouts if their claims are valid. If insurance companies wrongfully deny claims, they are exercising bad faith and can be sued. Would you like to learn more about your right to sue Tesla Insurance for their failure to pay med-pay or approve your claim even if it was valid? If so, do not hesitate to seek legal assistance with the experts at our firm immediately. A lawyer with experience in cases against Tesla Insurance will help you sue the insurance company and help you recover the compensation that you are owed.