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RENT A CAR, DRIVE FOR UBER & LYFT – Am I Covered by Insurance in an Accident?


Uber and Lyft are both rideshare services that allow drivers to use their own vehicles to pick up and drop off passengers. This allows a freedom of schedule and flexibility that is not present with taxicabs or other rid services. However, some individuals do not have their own vehicles and must resort to rentals. Uber and Lyft both partner with different companies to provide rental car vehicles for different costs each month. For example, Fair with Uber provides rentals for $185 per week, while Hertz is $214 per week. It is important to understand how these costs work and what you are paying for with each payment, including benefits and insurance. Our team of attorneys at the Downtown LA Law Group can provide you with expert assistance and free consultations if you have insurance questions or if you have been in an accident and want to know what steps to take to move forward.

Locations for Rideshare Rentals

Uber and Lyft both have various companies that they work with to provide rental cars to drivers. The locations are as follows:

  • For Lyft and Hertz: Atlanta, Austin, Baltimore, Boston, Charlotte, Chicago, Cleveland, Dallas/Fort Worth, Denver, Detroit, Houston, Las Vegas, Los Angeles, Miami, Milwaukee, Nashville, New Orleans, New York, Orange County, Orlando, Philadelphia, Phoenix, Pittsburgh, Portland, Richmond, Sacramento, Salt Lake City, San Antonio, San Diego, San Francisco, San Jose, Seattle, Tacoma, Tampa Bay, and Washington, D.C.
  • For Lyft and Flexdrive: Atlanta, Austin, Baltimore, Detroit, Houston, Los Angeles, New York City, Philadelphia, San Francisco, Seattle, and Washington, D.C.
  • For Lyft and Avis: Atlanta, Chicago, Los Angeles, Milwaukee, and Orlando.
  • For Uber and Hertz: Atlanta, Austin, Boston, Boulder (CO), Chicago, Colorado Springs, Dallas, Denver, Englewood (CO), Fort Collins (CO), Inland Empire (CA), Los Angeles, Miami, New Orleans, Orange County (CA), Philadelphia, Rockies (CO), San Antonio, San Diego, San Francisco, Seattle, Ventura (CA), Washington, D.C., and Worcester (MA).
  • For Uber and Fair: Atlanta, Inland Empire (CA), Los Angeles, Orange County, Sacramento, San Diego, and the San Francisco Bay Area.
  • For Uber and Getaround: San Francisco, Los Angeles, San Diego, Philadelphia, Washington D.C., Boston, Denver, Atlanta, and Portland.

It is important to understand where these rentals are available because the state in which you rented the car will have a part in the insurance coverage you can receive. State minimums may differ from location to location.

Uber Rental Car Insurance: Fair, Hertz, Getaround

RENT A CAR, DRIVE FOR UBER & LYFT - Am I covered by insurance in an accidentUber offers insurance to drivers who are using the app, but when they are not driving for the company, they are covered with their own personal auto insurance policies. However, when driving rental vehicles, individuals are covered by the rental companies. The different companies provide insurance in the following ways.

Feria

While driving around without the app on, you are covered for $50,000 in property damage, $50,000 in bodily injury per person, and $100,000 in bodily injury per accident. Uber covers the other driving periods, with a $1,000,000 policy for liability when a ride request is granted.

Alquiler de coches más barato para Uber - Fair, Hertz, Getaround, Maven

Hertz

Hertz provides minimum state limits when the app is not on, and physical damage up to $1,000 when the app is on. Uber does not offer coverage while the app is off, but it does cover liability for $50,000 and $25,000 in property damage when the app is on. When on a ride, Hertz offers no coverage, but Uber provides $1,000,000 in liability and $250,000 in uninsured/underinsured motorist coverage.

Cómo llegar

Getaround provides $100,000 in liability coverage when you are not using the app and physical damage coverage in excess of $1,000 per accident. Uber provides liability coverage, underinsured/uninsured motorist coverage, and more when the app is on and when the ride is in progress.

Nuestros veredictos y acuerdos recientes

$900,000

Accidente de tráfico

$600,000

Lesión de hombro

$1,5 Millones

Accidente de tráfico

$5,5 Millones

Accidente de moto

$460,000

Lesión de espalda

$1 Millón

Accidente de carretilla elevadora

$750,000

Accidente de camión

$3 Millones

Accidente de camión

Lyft Rental Car Insurance: Hertz, Flexdrive, Avis Budget Group

Todo lo que debe saber sobre el seguro justo

Lyft Rental Car Insurance: Hertz, Flexdrive, Avis Budget GroupWith Lyft, there are numerous options for insurance. When you are merely driving your own vehicle without the app turned on, your own personal auto insurance covers any accidents. However, when the app is on but you have not yet agreed to a request, you are covered for a relatively small amount, generally $50,000. This upgrades to $1,000,000 when you have accepted a request and have picked up a passenger. Rental car insurance, however, works slightly differently depending on the company from which you are renting a vehicle. We have outlined the differences below:

Servicio de alquiler de coches Maven: Alquile coches fantásticos a gente cercana

Hertz

During the personal driving period, Hertz covers you for $50,000 for auto damage (with a $1,000 deductible), coverage for bodily damages to third parties, and the state minimums for uninsured/underinsured motorist coverage. When you are waiting for a request, you are provided the same coverage for auto damage, but Lyft provides coverage to third-parties for bodily damage and the state minimums for underinsured/uninsured motorist damage. When a ride is in progress, Lyft provides the actual cash value of the vehicle or repair costs (with a $1,000 deductible), bodily injury and damages of up to $1,000,000, and state minimums for underinsured/uninsured motorist damage. Therefore, Hertz covers you during your personal driving period, while Lyft covers you while you have a passenger in the car.

Alquiler semanal Hertz

Flexdrive

During the personal driving period with a Flexdrive vehicle, Flexdrive covers the actual cash value of the car for auto damage, third-party liability, and state minimums for underinsured/uninsured motorists. While waiting for a ride request, Lyft covers auto damage, third-party liability, and uninsured/underinsured motorist damage. This is the same offer while a ride in progress, but third-party liability and liability for passengers is bumped up to $1,000,000.

Avis Budget Group

Avis covers vehicle damage for up to $50,000 during the personal driving period, coverage for third-party liability, and uninsured/underinsured motorist coverage up to the state minimums. Avis also provides the same coverage while you are waiting for a request, while Lyft takes over third-party liability and underinsured/uninsured motorist coverage. During the ride with a passenger, Lyft totally covers auto damage, liability for third-parties and passengers, and uninsured/underinsured motorist damage.

Cómo darse de alta en Fair - Consigue un coche a través de Uber

Who to Sue in the Event of an Accident

If you were involved in an accident while driving a rental car for Lyft or Uber, you will likely have the ability to sue for damages. If you were hurt because there was a problem with the rental car, you could sue the rental agency and receive compensation. If you were injured by someone driving a rental vehicle who should not have been behind the wheel, you could take legal action against the rental company and the rideshare app. If you were driving for Uber or Lyft at the time of the accident, you may be able to sue the other driver involved in the crash or take out a claim against Uber or Lyft, especially in cases of underinsured or uninsured motorist coverage.

What should I do in an Uber or Lyft rental car accident?

If you have been involved in a rental car accident while driving for Lyft or Uber, you should immediately see to it that your health is protected. You can go to the emergency room or call the paramedics to get treated (and make sure to hold on to medical notes and receipts); once you have been guaranteed safe, you can then collect other evidence. This additional evidence can include pictures of your injuries, damages done to the vehicles, and the scene of the incident.

¿Qué es Fair Car Rental? ¿Cómo funciona?

It will also be in your best interest to get eyewitness and passenger statements and testimonies to back up your claim so that you are not the only individual providing your point of view. You can hold on to the rental car payment proof and receipts to show that you were legally renting the vehicle. You can also take screenshots of the rideshare app to show that you were driving or on a trip. It will be necessary for you to file an incident report with Uber or Lyft and to also return the car to the rental agency. Finally, it is highly recommended that you hire a skilled Uber and Lyft rental car accident lawyer who can handle your claim for you. You may not know the first thing about lawsuits against a rideshare company or how to prove that you are owed compensation, especially from a rental car business. Our attorneys will be able to secure you the compensation you deserve.

La empresa adecuada para usted

The Downtown LA Law Group in Los Angeles can provide you with a team of expert lawyers with ample experience in Uber and Lyft accidents. We know all there is to know about insurance coverage by the companies, rental car accidents and information, and what you should expect out of a lawsuit. Our lawyers are known for being aggressive and for not stopping until we are satisfied with the result we have negotiated. If we need to take your case to court, we are willing to do so.

¿Cuál es el coste de la feria? - ¿Dónde está disponible la feria?

For a free legal consultation, call our attorneys today. We can discuss your claim with you and ensure that all your private details and information are not shared outside of our offices. We will tell you what we think we can win for your claim and how we believe you should proceed. If you want to hire us, we’ll as give you our zero fee guarantee. This states that we won’t get paid unless and until we win, and the money will come as a portion of the settlement we win for you. If we lose, we take no payment at all, and you can walk away scot-free to our firm. Don’t hesitate emprender acciones legales against Uber or Lyft for a rental car accident. Póngase en contacto with the Downtown LA Law Group today. – Cómo darse de alta en Fair - Consigue un coche a través de UberAlquiler de coches más barato para Uber - Fair, Hertz, Getaround, Maven¿Cuál es el coste de la feria? - ¿Dónde está disponible la feria?Todo lo que debe saber sobre el seguro justo¿Qué es Fair Car Rental? ¿Cómo funciona?Guía definitiva de Uber, Fair y Mave

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ultimate guide uber lyft accidents

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Al enviar este formulario, usted acepta recibir llamadas telefónicas y mensajes de texto en cualquier momento, que incluyen horas fuera del horario comercial (8:00 am PST - 9:00 pm PST). Esto es para que podamos comunicarnos con usted tan pronto como sea posible con el fin de consultar sobre su caso potencial.