Accidentes de tráfico are simply a fact of life, especially in crowded states that have hundreds of thousands of drivers on the road each day. Insurance policies provide ample protection and reimbursement in some cases, but many policyholders do not know some of the laws and nuances that come with the agreements. Car seats for children are one of these lesser-known nuances. For parents, the ultimate goal is to protect children, and many buy car seats to ensure that the kids are totally safe on rides. In the event of an accident, the insurance company can reimburse the costs of the seat or replace it altogether. Our law firm, the Downtown LA Law Group, will help you sue the insurance company for reimbursement or take legal action against the opposing driver in the event of a crash.

Causas de los accidentes de tráfico

Auto los accidentes pueden ocurrir for any reasonMuchas personas que conducen con sus hijos suelen verse en el camino de un conductor imprudente. Pueden ser golpeados de frente cuando alguien cruza por error la línea central o entra en un carril de giro antes de tiempo, o pueden verse involucrados en un accidente. accidente por alcance when someone does not stop while coming up to traffic on the freeway. There is also the chance that a T-bone accident will happen when someone speeds through an intersection. Reckless drivers may behave in the following manner:

• Pasar semáforos en rojo
• Pasar las señales de stop
• Portón
• Girar sin señalizar
• Quedarse dormido al volante
• Conducir borracho
• Ignorar las leyes de derecho de paso
• No ceder el paso o incorporarse correctamente
• Conducir un coche con numerosos defectos o sin mantenimiento
• Conducir con mal tiempo sin tener en cuenta la seguridad

– ¿Debo cambiar el asiento de seguridad del automóvil de mi hijo después de un accidente?

¿Necesito reemplazar mi asiento de automóvil después de un choque o accidente?

Those who have car seats in their vehicles, whether there is a child in one or not, are often more careful and are not as likely to be the causa de accidentes como lo serían otros.

Demostrando negligencia

In order to prove negligence, you must show that the opposing party owed you a duty of care that he breached, which then resulted in an accident and physical injuries. This is not necessarily easy to prove. If you were not physically hurt but your car was totaled, you will not be able to collect certain damages, such as medical expenses. You will only be able to collect the compensation for your car and for any time you could not go to work to earn wages. These situations may not even require an attorney. If you Tenía un asiento de seguridad para bebé en el vehículo.Podrías demandar el reembolso del asiento.

– Asientos de seguridad para niños defectuosos y abogado de lesiones del sistema de retención

Leyes sobre los asientos para el automóvil

Car seats are required to protect infants and small children in the event of any accidentes de tráfico. En El niño está asegurado en el asiento, which is often a rear-facing seat that is placed in the backseat of a car. It is held in by the seatbelt and other straps for maximum protection. A car crash can easily break the car seat, even if the car seat does not appear to be too damaged. Its framework and support poles could be weakened or compromised and may result in injuries to the child if another crash occurs. Many car seat manufacturers recommend replacing the seat after any incident.

¿SU COMPAÑÍA DE SEGUROS REEMPLAZARÁ SU ASIENTO ELEVADOR O ASIENTO DE AUTO DESPUÉS DE UN ACCIDENTE?

Minor accidents may damage a car seat just enough that it requires replacement. A simple fender bender will likely not be severe enough to cause the car seat to become defective, though. You can replace the car seat after any accident that has likely caused damage to it. Código de vehículos de California 11580.011 – (a) through (f) concern child car seats and insurance agencies’ duty to reimburse the costs of the seat if it is damaged in an accident. The info is presented below and has been taken from aquí: – (b) Toda póliza de seguro de responsabilidad civil de automóvil, tal como se describe en Sección 16054 del Código de Vehículos, shall provide liability coverage for replacement of a child passenger restraint system that was damaged or was in use by a child during an accident for which liability coverage under the policy is applicable due to the liability of an insured. – (do) Toda póliza de seguro de responsabilidad civil de automóvil que proporcione cobertura contra daños a la propiedad de conductores no asegurados, como se describe en párrafo (2) de la subdivisión (a) de la Sección 11580.26, shall provide coverage for replacement of a child passenger restraint system that was damaged or was in use by a child during an accident for which uninsured motorist property damage coverage under the policy is applicable due to the liability of an uninsured motorist. – (d) Toda póliza que proporcione cobertura contra colisiones de automóviles, como se describe en la Sección 660, o toda póliza que proporcione Cobertura por daños físicos del automóvil, como se describe en la Sección 660, shall include a child passenger restraint system within the definition of covered property, if the child passenger restraint system was in use by a child during an accident or, if the child passenger restraint system was in the vehicle and it sustained a loss covered by the policy. – (mi) Upon the filing of a claim pursuant to a policy described in subdivision (b), (c), or (d), unless otherwise determined, an insurer shall have an obligation to ask whether a child passenger restraint system was in use by a child during an accident or was in the vehicle at the time of a loss that is covered by the policy, and an obligation to replace the child passenger restraint system or reimburse the claimant for the cost of purchasing a new passenger restraint system in accordance with this section if it was in use by a child during the accident or if it sustained a covered loss while in the vehicle. – (F) Un asegurado, al adquirir un sistema de retención infantil de reemplazo, puede entregar el sistema de retención infantil que fue reemplazado al centro de salud más cercano. Oficina del Departamento de Patrulla de Carreteras de California. It is not uncommon for insurance companies to simply disregard any requests to replace the car seats. In the event that the insurance agent denies you coverage for the car seat, you should provide a receipt for any replacement you bought. You can show them the instructions detailing the need to replace the seat after a crash and you can present them with the vehicle and insurance code as stated above. They may state that you do not need to replace the car seat, in which case you should request a written statement by the agent verifying that. Bear in mind that you do not need to replace the car seat with the exact model you had before. You may be able to get an upgraded or larger model, especially if your child has grown.

Cómo demandar la sustitución de una silla de coche

Si desea sue for a replacement car seat, you should have ample evidence of the crash and the materials showing that you are owed a new item. You should do the following to ensure that you are protected:

• Tome fotografías de la escena del accidente y de los daños ocasionados a su vehículo y al asiento del automóvil.
• Entreviste a testigos presenciales y transeúntes que vieron el accidente.
• Tenga a mano el manual del propietario del asiento para el automóvil.
• Conserve su póliza de seguro para demostrar que le corresponde un asiento de reemplazo
• Solicitar copia del informe policial si hubo una investigación
• Comuníquese con un abogado calificado que pueda manejar su caso por usted si carece de experiencia de negociación o capacidades legales.

It is highly recommended that you call an attorney to handle your case for you. You may not have the time, energy, or knowledge required to deal with the insurance agent while he is trying to prevent you from getting your rightful compensation. You may even be able to collect additional damages for your case, such as medical expenses for your injuries, reimbursement of other damaged property, repayment of lost income from days you could not go to work, and pain and suffering damages for emotional trauma. Furthermore, if your child was in the car and also injured, you can pursue damages on behalf of him or her in the event of injuries.

Referencias:

1. http://www.iihs.org/iihs/topics/laws/safetybeltuse
2. http://www.cdc.gov/features/passengersafety/
3. http://www.ghsa.org/html/stateinfo/laws/childsafety_laws.html
4. http://www.iii.org/article/how-do-i-file-claim
5. http://www.iii.org/issue-update/compulsory-auto-uninsured-motorists
6. http://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1249&ChapterID=22
7. http://www.iii.org/article/choosing-an-insurance-company
8. http://www.iii.org/article/how-to-find-the-right-auto-insurance