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How Do Truck Accident Claims Work? State national Insurance Co


State National Insurance Co was founded in 1973, and six years later, the company expanded to include truck insurance and commercial driving insurance for businesses. The reason companies need commercial insurance is simple: personal auto insurance policies are not active when someone is driving for money. In the event of a crash, the truck driver can be covered, and any victims can be taken care of as well by the insurance company. However, many insurance companies would prefer to never pay out claims to protect their profits. For this reason, you should seek the help of lawyers for State National Insurance Co injury claims. Our legal group, Downtown LA Law Group, can make sure that you are fairly covered against State National.

Causes of Truck Crashes

How Do Truck Accident Claims Work? State national Insurance Co Why do truck crashes happen? There are many reasons, and some are almost outside of the driver’s scope of responsibility. For example, adverse weather conditions like rain and fog can make it hard to control the truck even if the driver is going at a manageable speed. Additionally, the terrain may be unfamiliar. The truck may also have defects that the driver does not know about, whether internal or external. The load could also have been improperly handled or the contents of the trailer could have been wrongly weighted. However, there are reasons that truck drivers can be held liable. They may have been speeding to meet deadlines, driving recklessly after drinking, and more. They could have fallen asleep at the wheel or simply ignored right of way laws after a lapse of judgment.

Why You Can’t Trust the Insurance Company After a Truck Accident

No matter what the cause, you should be aware that you can take ample legal action against the driver and the company. A Los Angeles truck accident attorney that can sue State National Insurance Co can help you.

What to Do after a Truck Accident

If you find yourself involved in a truck accident, you should follow these steps to ensure that you are properly protected when you pursue legal action.
  • Get medical attention at once. If you wait too long, the insurance agency will claim that you were obviously injured elsewhere and that you are lying about your injuries coming from the crash itself.
  • Take pictures of your injuries and the damage to your car, as well as the damage to the truck, the scene of the accident, and more
  • Request the personal details, company name, and insurance information from the truck driver
  • Ask any witnesses to provide their statements to you
  • Request a copy of the police report from the officers who showed up to the scene
  • Hold on to any receipts or bills from the hospital or the mechanic
  • Do not speak with the insurance company ahead of time, as they may twist your words and try to get you to admit fault or that you are content with not receiving any compensation
  • Contact an attorney who can fight State National Insurance Co for a truck accident injury lawsuit. You will likely be unable to handle a claim by yourself, and it is highly recommended that you get help from an experienced lawyer.

Worth of Your Truck Crash Lawsuit

To determine the value of your lawsuit, you should wait for an insurance agent to give you an offer. He will consider how damaging your injuries were, how extensive they were, the impact they had on your career and daily life, how much of the accident was your fault, your age, the responsibility of the driver and company, any third-party liabilities, and more. Once he has come up with a figure, a lawyer who is experienced with truck accident cases with State National Insurance Co will negotiate a better deal.

Insurance Companies and Truck Accidents

We have provided some case results below for you to consider. These case results show what other individuals have earned after sustaining injuries in truck crashes. Bear in mind that every case is different, and just because there are similar circumstances in yours does not mean you will receive the same amount of coverage.
  • $175,000 Settlement: A woman was driving on her way to work when she was hit by a truck that lost control in the rain. The truck driver was going too fast on the highway and crossed into her lane without using a signal. As a result, she crashed into the divider and suffered injuries to her head and neck. She needed surgery to recover.
  • $3,500,000 Settlement: An older man was operating his motorcycle when a garbage truck turned in front of him. He was not able to stop in time, so he tried to veer off and put the bike between him and the truck. He rolled underneath it, where he was run over by the driver. The motorcycle rider was killed at the scene. To make matters worse, it was discovered that the truck driver had various restrictions that should have prohibited him from driving, yet the company allowed him to do so anyway.
  • $10,500,000 Verdict: A woman was proceeding through an intersection when a truck crashed into her. The truck tipped over and its contents spilled onto the woman’s car, tragically killing her. The truck was discovered to have been carrying an excessive load, and numerous parties were assigned liability for the accident. Let an injury lawyer for truck accident claim against State National Insurance Co help you. We can get you prepared for what your case may be worth and we will work nonstop to fight State National for a better deal.

    Earnings from Your Truck Accident Lawsuit

    A lawyer that can sue State National Insurance Co for a truck accident injury can bring you the coverage you need if you were involved in a crash. Trucks can cause extreme injuries and long-lasting damage, and as a result, you should be fairly compensated for any of the consequences. The best law firm to sue State National Insurance Co for a truck accident is ours, and we will work to bring you the maximum compensation available under the law for your injuries. You can earn the following:
    • Medical bills and expenses for hospitalization, surgery, physical therapy, medication, and future procedures
    • Reimbursement of lost wages and preemptive coverage of future missed income because of injuries or recovery time
    • Property damage for your broken vehicle, lost personal items, replacement of other belongings, and more
    • Pain and suffering damages for mental and emotional trauma, such as fear, anxiety, PTSD, and more
    You may also be able to receive wrongful death damages if a family member or loved one passed away in the truck accident. The responsible party can pay for the funeral and burial expenses, pre-death medical bills and pain and suffering, loss of consortium, loss of savings and inheritance, and more.

    Always Consult a Truck Wreck Lawyer After a Crash

    Our lawyers with experience in truck accident cases against State National Insurance Co will do our best to secure you every penny that you deserve.

    Statute of Limitations on Truck Crash Lawsuits

    In California, you only have 2 years from the date of the injury to file a lawsuit against the responsible party. Thus, if you were involved in a truck accident, you must sue the company within 2 years of your damage. Waiting too long will result in you not having the ability to sue. Many people wonder why statutes of limitations exist, but it is simple: if you were to file a claim many years after the incident, there would be very little significant evidence to prove who was in the wrong. Thus, it would be almost useless to go through with the claim. Key evidence would likely be lost and many recounts of the event would be misremembered. There are some situations in which the statute would be suspended, though. For example, if you were under the age of 18 at the time of the crash, you would not have to adhere to the statute until you turned the legal age of 18 years old. You may also have been put into a compromised state after the crash, and if you weren’t able to mentally or physically sue, you would not have to follow the time limit until you returned to functioning health. There is also the chance that the responsible party left the state, and as a result, your claim would be temporarily put on hold until he returns.

    Learn more about your legal options (888) 649-7166 with a representative now.

    It is wise to speak with an attorney in Los Angeles who can sue State National Insurance Co for a truck accident. You’ll be guaranteed to have all your documents filed on time and you will not miss a single deadline.

    Spanish Speaking Truck Accident Attorney

    Our lawyers speak Spanish at Downtown LA Law Group. We help those who have been involved in truck accidents and do not have the means to speak for themselves. Insurance agents will use every worD against you, and if you do not have a strong command of the English language, you will be at a great disadvantage if you try to fight the claim by yourself. It is highly recommended that you go to a bilingual law firm that can file a lawsuit against State National Insurance Co for a truck accident.

    The Best Firm in Town

    The best attorney for State National Insurance Co truck accident can be found at the top-rated Downtown LA Law Group in Los Angeles. We have years of experience handling truck accident lawsuits and we know the best methods to successfully recovering your compensation from the insurance agency. You should not be expected to cover such expenses, and we will work around the clock to bring you what you deserve. Our lawyers are available 24 hours a day, 7 days a week. If you wish to schedule a free consultation with a lawyer for State National Insurance Co truck accident, call us today at (888) 649-7166. We’ll also give you more details about our zero fee guarantee, which you will receive upon signing up at our firm. This will allow you to be represented under the law without having to pay any money. We will cover all the costs of the case and will only have our fees covered if we win. If we lose, we take no payment, and you walk away debt-free to our firm. Reach out to Downtown LA Law Group today to get started on your lawsuit with the help of a Los Angeles lawyer for accident injury claim with State National Insurance Co.
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