Car Accidents with Canadian Licensed Drivers and Registered Vehicles

Fortunately, most auto insurance providers in Canada provide collision coverage in the U.S. for up to 6 months. However, each company is allowed to make their own rules on this issue, so some companies may offer coverage for a shorter or longer period of time. Insurers also provide the option of increasing your liability coverage in the event you cause serious harm or death to someone while you are driving in another country. Thus, it’s essential to obtain insurance information from a driver with a Canadian-registered vehicle if you are involved in an accident.

Coverage for drivers is available through many car insurance companies throughout Canada, including:

• Aviva Canada
• Economical Insurance
• SGI Canada
• Pembridge Insurance
• Unica Insurance
• Onlia Insurance
• Intact Insurance
• CAA Insurance
• South Easthope Insurance
• Echelon Insurance

Our lawyers are familiar with many insurance companies in Canada, which is important, as each company has specific policy limits for car accidents in foreign countries. For example, some policies offer coverage for up to so many miles outside the Canadian border. Due to all the factors that can affect the claims process, it’s in your best interest to seek legal advice immediately from a lawyer that’s experienced in car accident claims against Canadian nationals.

Car accidents are traumatic events, and the possibility for serious injury is very high. To protect your health, as well as your right to compensation, seek medical attention right away. A doctor can properly diagnose and begin the treatment process for injuries, such as:

• Concussion, traumatic brain injury and other forms of head trauma
• Neck and spinal cord injuries
• Broken bones in the chest, arms, legs, hands and feet
• Hip fracture or broken pelvis
• Soft tissues injuries – sprains or strains in the ankles, knees, elbows, etc.
• Loss of function – loss of vision, paralysis, nerve damage, etc.
• Internal organ damage, especially to the liver, spleen, and kidneys
• Disfigurement from severe injuries, such as burns and loss of limb (amputation)
• Symptoms of PTSD (post-traumatic stress disorder), such as nightmares, flashbacks, mood swings, anxiety, disconnecting from loved ones / society.

Yes, your right to file a car accident insurance claim is the same, whether you were harmed by an American citizen or someone from another country. Even if the driver is from Canada, with a Canadian-registered vehicle, they have a duty of care to other motorists and pedestrians while they are on the road. Thus, they can be sued and held responsible for any injuries that are caused by a negligent act, such as speeding, texting, or driving under the influence.

For more information on your right to claim damages from a Canadian driver, contact us at our law firm. Our goal is to recover the settlement you deserve and help you move forward from this incident as soon as possible.

Most people are aware of the need to call the police after a car accident. That way, you have proof of the damage that was done, along with the information that’s needed to file an insurance claim. However, there are more actions you will need to take, which are listed below:

• Take photos of your injuries (if possible), the damage to your car / belongings, and the scene of the accident.
• If you have severe injuries, call 911 so that you can be taken to the hospital. Otherwise, wait for the police to arrive.
• Ask the other driver for their insurance information, and be prepared to supply them with yours. If there are any witnesses, ask them for a written statement or obtain their phone number / email (your lawyer can contact them later).
• Collect any evidence that’s relevant to your case (proof of lost time from work, medical records, assessment of property damage, witness statements, etc.).
• Reach out to a car accident injury lawyer, who can help you initiate the claims process.

What you can recover from your lawsuit is based on the losses you’ve suffered from the accident. Additionally, the compensation you are entitled to depends on whether you are the injured party or the loved one of a victim that passed away. Damages in a car accident lawsuit include:

• Medical expenses (for yourself or the decedent up until the date of death)
• Lost wages from missed time at work
• Loss of expected savings / benefits
• Funeral expenses
• Loss of consortium
• Pain and suffering
• Mental anguish
• Property damage
• Punitive damages
• Cost of legal representation

Our law firm has been serving the Greater Los Angeles area for many years, and we know that the cosmopolitan nature of our community is one of its greatest assets. On the other hand, there are many accidents that are caused by snowbirds, work commuters, and other residents from foreign countries, like Canada. Many people feel lost and confused in these situations, but we want to assure you that justice is possible with our law firm by your side.

Along with the skill and experience to recover maximum compensation, we offer a Zero Fee Guarantee to all car accident victims. You will never be responsible for any legal fees, which are paid to us by the insurance company when you receive your settlement. That means if we don’t win your case, we eat the costs, since we shouldn’t get paid unless you do.

If you are ready to seek guidance from an attorney at our office, please give us a call as soon as possible.

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