California drivers and occupants falsely believe that auto insurance companies are on their side and will be there for them when a tragic roadway accident strikes.  However, in many instances car insurance companies deny rightful claims of insured victims of traffic accidents. The goal of an insurance company is simple, to increase profits by reducing costs; in their attempt to achieve their business goals insurance agencies wrongfully deny claims or prepare low ball offers to injured victims.

If you have been wrongfully denied an insurance claim or quoted reduced amount of compensation for your injuries contact our auto insurance claim dispute law offices. Insurance coverage can be denied in Car Accidents, Truck and Commercial Vehicle insurance claims, Motorcycle insurance denials, pedestrian accidents, and public transportation accidents. If you have been denied payment for your injuries by an insurance company contact our offices today.  All initial consultations are free of charge.  (855) 385-2529

Denial of Insurance coverage and Punitive Damage compensation for Insurance bad Faith Claims

Under California Laws Insurance Companies Must Act in Good Faith and Fair Dealing when dealing with insurance coverage claims

Insurance companies in the state of California must abide by strict state laws government the issuance of insurance claim and insurance coverage disputes. California Insurance Code Section 790.03 places standards that to be followed by Insurance. Failure to comply with these standards will subject insurance companies to Tort Claim and thus Punitive damages.  Some of the standards are listed below.

  • Misrepresenting to claimants pertinent facts or insurance policy provisions relating to any coverage at issue.
  • Failing to acknowledge and act reasonably promptly upon communications with respect to claims arising under insurance policies.
  • Failing to adopt and implement reasonable standards for the prompt investigation and processing of claims arising under insurance policies.
  •  Failing to affirm or deny coverage of claims within a reasonable time after proof of loss requirements have been completed and submitted by the insured.
  • Not attempting in good faith to effectuate prompt, fair, and equitable settlements of claims in which liability has become reasonably clear.
  •  Attempting to settle a claim by an insured for less than the amount to which a reasonable man would have believed he was entitled by reference to written or printed advertising material accompanying or made part of an application.
  • Failing, after payment of a claim, to inform insured or beneficiaries, upon request by them, of the coverage under which payment has been made.
  • Making known to insured or claimants a practice of the insurer of appealing from arbitration awards in favor of insured or claimants for the purpose of compelling them to accept settlements or compromises less than the amount awarded in arbitration.
  • Failing to settle claims promptly, where liability has become apparent, under one portion of the insurance policy coverage in order to influence settlements under other portions of the insurance policy coverage.
  • Directly advising a claimant not to obtain the services of an attorney.
  • Misleading a claimant as to the applicable statute of limitations.

If an insurance company denies paying your claim, or offers a lowered amount from what is rightfully yours our law firm will represent you and take on insurance companies to make sure your rights are protected. We have successfully litigated against insurance companies and will provide expert legal advice and attorney representation.

List of California Insurance companies known to have denied rightful insurance coverage included;

  • 21st Century Insurance Group
  • Allstate
  • Coast National
  • Farmers
  • GEICO
  • Infinity
  • Mercury
  • Progressive
  • State Farm
  • United Service

The Insurance bad Faith Attorneys from Downtown LA Law Group Can Help:

At Downtown LA Law we will pursue all claims against insurance providers when warranted by California State and Federal Law. If you have been involved in an accident it is important that you are represented by a law firms that will fight for your rights under the law and help you achieve the maximum monetary amount for your settlement.

Punitive Damage Compensation for Insurance denial: Achieving a Punitive Damage claim against major corporations can be a difficult and challenging task. At Downtown LA LAW Group we have a staff of knowledgeable and experienced attorneys that will fight for you.

If you have been unfairly denied coverage after a car accident or your insurance payment has been delayed contact our insurance bad faith lawyers today.  (855) 385-2529

More Information:

Punitive Damage Recovery for Insurance Bad Faith Disputes